Fenders are objects of love and affection to you; whenever you are in trouble, there always seems to be a friendly bumper to hide behind. Of course, a lot of innocents tend to get into the line of fire, but that's not your fault, is it?
Whenever you make a dodge to avoid having your vehicle hit or to avoid being outmaneuvered, you get to add +5 instead of the usual +3 to your defensive Drive Action Value.