|Heroic Action Role-Play
This is a Limitation for Action.
You have an irrational fear of something - snakes, spiders, heights, and crowds are typical examples. You try to avoid this thing as best you can. If forced to confront it, you get shaky and cannot act unless you spend a Fortune point each round to keep yourself under control. You can spend this Fortune point at any point in the round, saving it until really needed. If you don't spend the Fortune, all you can do is Full Move and Trigger Actions.